Team Member-Risk-RELATIONSHIP BANKING GROUP-Risk

Requirements

• Monitor early delinquency, bounce movement, and flow rates
• Prepare and track GCL budgets, support stress-testing and scenario-based risk assessments
• Draft and maintain credit risk policies and process documents, ensuring governance and audit readiness
• Identify automation opportunities in risk policy and push for integration via BRE / LOS / STP frameworks
• Design and implement RBA (Risk-Based Approval) and STP scorecard-based underwriting models
• Perform case-wise analysis of high-ticket delinquents, NPAs, and non-starters with recovery recommendations
• Prepare NPA notes, RCA (Root Cause Analysis), and track implementation of preventive actions
• Automate portfolio monitoring using Python, Excel macros, or BI tools
• Coordinate RCSAs and internal process audits within the risk function
• Interact with business, collections, product, and legal teams to ensure cross-functional alignment
• Conduct training and orientation sessions on new risk policies and process changes

Benefits

• High salary range
• Good company culture
• Professional growth opportunities