Mortgage Originator

Role Overview

The Mortgage Originator is responsible for developing new business and originating quality mortgage loans in accordance with established Bank policies and procedures. This position will serve as representative of the Bank and will work with internal lines of business to cross-sell other products and services and deepen relationships.

What You Will Do

Consult with Bank customers and non-customers regarding borrowing needs, negotiate terms and conditions, assist in preparing mortgage loan applications, and obtain all necessary documentation from applicants. Analyze financial and credit information necessary to effectively underwrite loans and recommend approval or rejection of mortgage loans within lending authority.

Why It Might Be a Fit

Strong oral and written communication skills, strong sales and customer service skills, cross-selling and closing skills, lending regulations and Bank’s underwriting guidelines and lending policies, loan types, products, services and documents.

Requirements

• High School diploma
• Previous related mortgage lending or operations experience
• Previous sales experience
• Knowledge of Microsoft Office

Benefits

• 401(k) match
• Profit sharing
• Employee stock purchase plan
• Paid time off
• Medical
• Dental
• Vision
• Company-paid life insurance
• Long-term disability
• Supplemental voluntary life insurance
• Short-term and long-term disability
• Wellness incentives
• Employee assistance program
• Pre-tax health savings accounts
• Flexible spending accounts