Senior Commercial Loan Officer
CENTampa, Florida, United States
Posted February 21, 2025
Full Time
About the Company
Centennial Bank, a subsidiary of BancShares, delivers comprehensive commercial and retail banking services to businesses, investors, individuals, and municipalities across Arkansas, Florida, Alabama, New York, and Texas. The bank focuses on customer-centric solutions, offering a wide array of financial products such as loans, deposits, and investment services tailored to diverse client needs. As a member of the FDIC and an Equal Housing Lender, Centennial Bank emphasizes regulatory compliance and inclusive lending practices, distinguishing itself as a reliable and socially responsible financial partner in the region.
Job Description
This Senior Commercial Loan Officer is responsible for extending credit within the policies and guidelines set forth in the loan policy, ensuring that all loan decisions, actions, and recommendations are based on an accurate and thorough understanding of each customer’s financial needs and conditions and comply with all laws, regulations, and bank policies.
Requirements
- Assigning the proper credit rating to loans as defined in this policy at origination and as conditions may change with the normal credit monitoring process
- Recommending approval and administering workout programs for problem loans
- Monitoring levels of reserves established for loans serviced by the officer
- Protecting depositor’s funds and stockholders equity
- Generating earnings for the bank and its stockholders
- Promoting and maintaining a favorable image for the bank
- Interviewing loan applicants and making credit decisions
- Responsible for developing new business and managing existing portfolio
- Collecting past due loans, and keeping credit and collateral exceptions within policy ranges
- Manages a portfolio of loans and may coordinate collection efforts