Data Scientist I

Role Overview

The Data Scientist I will support the management and implementation of new strategies on our decision-making platform. The role will help shape business strategy and product development decisions through data-driven insights. This is an exciting role for someone to make a direct impact on risk, product and revenue strategy of Lendistry.

What You Will Do

Implement, optimize, and monitor risk, fraud, line assignment, and pricing strategies within the decision engine across all lending channels, proactively identifying and resolving performance issues before they impact operations. Aggregate, structure, and analyze large-scale datasets using big data technologies to support credit risk modeling, fraud detection, and loss mitigation strategies.

Why It Might Be a Fit

Success hinges on three things: technical aptitude to plow through data with SQL, Python, or R; quantitative ability to surface insights using statistics and ML techniques; and business acumen to measure impact through efficiency, conversion, and profit metrics.

Requirements

• Bachelor's degree in a quantitative field (engineering, math, statistics, or similar). MS/PhD preferred
• 3+ years of hands-on experience in business analysis, customer segmentation, and/or predictive modeling, preferably in the financial services industry
• Proficiency in Python, SQL, and one or more additional scripting or programming languages (Java, SAS, etc.)
• Solid understanding of machine learning and statistical modeling techniques including logistic regression, gradient boosting (GBM), and clustering
• Experience implementing credit strategies within a decision engine platform (Provenir, GDS-Link, Zoot, or similar) is a strong plus
• Comfortable working with large datasets and translating complex analysis into clear, actionable outputs
• Strong written and verbal communication skills; able to present findings clearly to both technical and non-technical audiences
• Collaborative team player who can also work independently and manage competing priorities
• Creative, analytical thinker with a bias toward action and continuous improvement

Benefits

• Comprehensive Medical, Dental, and Vision Insurance
• Generous Paid Time Off
• Birthday Day Off
• 12 Paid Company Holidays
• 401(k) Match
• FSA and HSA
• Paid Life Insurance
• Paid Disability Insurance
• Pet Insurance
• Employee Assistance Program (EAP)
• Professional Development Courses
• In Office Provided Snacks and Drinks
• Gym Facilities (LA & Tustin/CEC Offices)
• In Office Engagement Activities