Senior Data Scientist

Role Overview

The Senior Data Scientist supports the development, maintenance, and enhancement of data analytics for small business lending. This role requires strong AI-driven thinking, high-quality execution, results orientation, and a proactive, ownership-focused mindset. The Senior Data Scientist works with Credit, Risk, and Engineering teams to build and maintain production-ready credit risk models that support small-business lending.

What You Will Do

Develop and maintain production-ready credit risk, fraud detection, and other predictive models that support small-business lending decisions. Clean, transform, and prepare large, complex datasets for modeling and analysis.

Why It Might Be a Fit

This individual should be comfortable performing deep data cleaning, working with diverse data sources, owning projects end-to-end, and proactively identifying and solving problems in a fast-moving, production-focused environment.

Requirements

• Master's degree in quantitative field
• 5+ years of hands-on experience in data science, credit risk analytics, or quantitative modeling
• Experience in fintech, lending, banking, or SMB credit environments
• Experience working with SMB lending products, including term loans, lines of credit, or merchant cash advances
• Experience working with credit bureau datasets, banking transaction data and financial statement data
• Proficiency in Python, SQL, and common ML frameworks
• Ability to perform deep data cleaning, feature engineering, and dataset construction
• Strong ability to produce high-quality work efficiently and with attention to detail
• Results-focused mindset with the ability to drive outcomes that support business objectives
• Proactive problem solver who identifies and addresses issues independently
• Strong ownership and accountability for end-to-end project execution
• Effective communicator who can collaborate with cross-functional partners

Benefits

• Comprehensive Medical, Dental, and Vision Insurance
• Generous Paid Time Off
• Birthday Day Off
• 12 Paid Company Holidays
• 401(k) Match
• FSA and HSA
• Paid Life Insurance
• Paid Disability Insurance
• Pet Insurance
• Employee Assistance Program (EAP)
• Professional Development Courses
• In Office Provided Snacks and Drinks
• Gym Facilities (LA & Tustin/CEC Offices)
• In Office Engagement Activities