Loan Officer

Loan Officer role at Guaranty Mortgage Services, responsible for developing new business, negotiating loans, and maintaining relationships with joint venture partners. Enjoy helping people build their financial future.

Requirements

• Utilize and develop a network of resources for mortgage loan business development and solicitation for new business.
• Utilize, manage and market to a database of customer contacts.
• Maintain a positive sales environment by educating potential borrowers, Real Estate Agents and Homebuilder sales representatives on the Company’s products and services.
• Perform prequalification assessment and analysis of financial condition and risk of financing requests within the Company’s credit policies and programs.
• Negotiate rate, terms and conditions of the loan.
• Collect up-front fees from applicant.
• Submit complete loan application, including all required documents and disclosures, and coordinate the process with assigned processing center.
• Input loans into appropriate Automated Underwriting System (AUS), such as DU or LP, for underwriting decision.
• Assist with, and solve, issues relating to processing, underwriting and closing of loans within employee’s loan pipeline.
• Develop and maintain knowledge of the financial industry, economy, market conditions, rates, vendors and competition.
• Represent the Company in various community and civic functions to enhance the Company’s image and develop additional business.

Benefits

• 15 Paid Time Off (PTO) days and 18 after 1st anniversary!
• 9 Paid Holidays
• Casual Workplace
• Employee Engagement Activities
• Medical (including Health Savings Account & Flexible Savings Account)
• Dental - RX – Vision – Life, Disability Insurance
• 401(k) Plan with company match!
• Employee Assistance Plan
• Performance-based Incentives
• Pet Insurance
• Advancement Opportunities