Lead Underwriting Consultant

Role Overview

The Lead Underwriting Consultant will oversee the selection of risk for large complex life applications, managing underwriting services to contribute to financial objectives. This role will involve developing underwriting processes, standards, and programs, and reporting results. The position is remote-based in the United States.

What You Will Do

The Lead Underwriting Consultant will analyze qualitative and quantitative data, provide approval for risk selection and acceptance, and prepare reports. They will also evaluate life insurance applications, assist with resolving complex issues, and participate in business planning.

Why It Might Be a Fit

The ideal candidate will have 7-10 years of underwriting experience, a college degree, and relevant designations such as FLMI, FALU, and ACS. They will be able to analyze complex data, make decisions within approval limits, and communicate effectively with internal and external partners.

Requirements

• 7-10 years of underwriting experience
• College degree
• FLMI, FALU, and ACS designations or current coursework
• Highly developed knowledge of underwriting function
• General awareness of current affairs, industry issues, and trends
• Solid knowledge of insurance contract law and state legislative requirements
• Strong knowledge of insurance products, illustrations, and marketing
• Familiarity with chronic illness underwriting or long-term care rider principles
• Strong knowledge of reinsurance marketplace
• Thorough understanding of automatic reinsurance agreements
• Highly developed knowledge of medical science, technology, and terminology
• Highly developed knowledge of financial and non-medical underwriting factors
• Thorough knowledge of product pricing
• Strong organizational, communication, and interpersonal skills
• Strong analytical skills, ability to define, research, and resolve problems
• Excellent knowledge of mainframe and PC environment
• Ability to create and maintain customer relationships
• Ability to prioritize and work effectively under deadlines

Benefits

• Base Salary Range: $125,000 - $165,000
• Comprehensive suite of competitive products and services
• Opportunities for professional growth and development
• Equal Employment Opportunity (EEO) policy
• Flexible, hybrid approach to work
• Remote work option