Junior Underwriter
Planet Home LendingUnited States
Posted September 10, 2025
Full Time
About the Company
Planet Home Lending is a privately held mortgage‑banking firm that manages a $134 billion residential and commercial servicing portfolio, serving as a top GNMA issuer and a licensed Fannie Mae and Freddie Mac seller/servicer. The company offers a full spectrum of mortgage services—including loan originations, private‑label servicing, loss mitigation, escrow administration, and ARM programs—while leveraging an in‑house marketing team to create tailored collateral and competitive pricing for its loan officers. Dedicated underwriters, processors, and closers ensure efficient loan flow, and cross‑training across FHA, VA, USDA, jumbo, and non‑QM products gives employees continuous learning and career mobility. Planet Home Lending’s workplace culture, recognized as a U.S. Top Workplace, supports career growth across call‑center, servicing, and operations roles, making it a distinctive partner for borrowers and professionals alike.
Job Description
Join a winning team of innovative thinkers, seasoned mortgage professionals, and financial experts at Planet, a Top Mortgage Employer by National Mortgage Professional.
Requirements
- Reviews loans submitted to underwriting to ensure accurate information is in file, ensuring compliance with Company guidelines and Agency Guidelines.
- Analyzes conditions and facilitates sign-off of underwriting and funding conditions, including but not limited to, disclosures, asset verifications, credit history, income documents (if applicable), title documents, appraisals and all applicable compliance documents.
- Communicates with operations staff to ensure that any remaining loan requirements are met, that expectations in the funding process are met, and that all regulations, PHL policies and investor requirements are met.
Benefits
- 3 comprehensive Cigna or Kaiser medical plans
- dental insurance
- vision insurance
- short term and long-term disability insurance
- basic life insurance
- 401(k)
- 10 employer paid holidays
- supplemental benefits to include life insurance, critical illness and accident plans
