This role is for a Relationship Manager responsible for developing and maintaining business relationships with SBF clients to fulfill their banking requirements. Key responsibilities include acquiring clients, preparing credit applications, analyzing financial statements, and ensuring proper documentation. The role requires high standards of ethical sales practices and adherence to Bank’s financing policies.
Requirements
- Acquire volumes principally from within the bank’s existing portfolio (x-sell)
- Prepare credit applications – analysis financial statements/bank statements and make it ready for the approval.
- Analyze of working capital requirements for clients and monitor financial health of the client’s business.
- Initiates and ensures disbursements and adjustments of facilities.
- Ensure that all documentations for credit proposals are complete with sufficient covered collaterals.
- Maintain contact with all clients in the market area to ensure high levels of Client Satisfaction.
- Proper credit monitoring, through different methods mainly regular customer’s sites visits i.e. office, showrooms, warehouses...
- Recover of banks dues in time through the daily reports and follow ups.