Cathay Bank is seeking a VP, Loan Portfolio Manager to maintain and monitor existing commercial loan portfolio and work closely with Senior Relationship Managers to identify and bring in additional new business opportunities.
Requirements
- 5-7 years of loan account relationship management experience
- Credit underwriting experience or a combination of both
- Thorough knowledge of lending regulations and credit/underwriting practices
- Strong loan portfolio management experience
- Strong loan negotiation (rates, terms, collateral requirements) experience
- Previous underwriting experience in commercial lending
- Extensive knowledge and understanding of Bank's credit policy, risk management, underwriting requirements and loan servicing
- Strong knowledge and understanding of commercial and specialty group banking products and services
- Excellent verbal and written communication skills
- Bilingual (English/Mandarin or Cantonese) a plus but not required
- Ability to work well independently to restructure loans and/or lines of credits
- Must be organized and detail oriented and able to multi-task
- Ability to work effectively in a fast paced, high production and team environment
- Excellent time management skills and be accustomed to working with deadlines
- Ability to assume responsibility and accountability for decision-making
- Ability to communicate effectively with all levels of Bank personnel
Benefits
- Competitive benefits package
- Medical insurance
- Dental insurance
- Vision insurance
- Life insurance
- Long-term disability insurance
- Flexible spending accounts (FSAs)
- Health saving account (HSA) with company contributions
- Voluntary coverages
- 401(k)