We are seeking a highly skilled and experienced market facing Underwriter for Accident & Health Affinity who will be primarily supporting our MedGap product. As an Underwriter, you will be responsible for reviewing and analyzing insurance proposals to determine the risks and to evaluate the potential of the policies, negotiate terms of the contract, and ensure underwriting policy compliance.
Requirements
- Review, assess and evaluate detailed information to determine insurability of applications for new and renewal business, reinstatements and changes to existing policies
- Cultivates mutually beneficial internal and external relationships through effective communication and aligned business interest
- Prepare executive level referrals including profit and loss proforma analysis, business rationale, regulatory considerations, and proposed operational structure
- Proactively develop renewal strategies to maximize retention, drive organic growth and cross sell additional Affinity products
- Negotiates rate and/or plan design enhancements that reaches a mutually acceptable agreement or resolution that satisfies the interests of all parties
- Perform premium, risk and loss analysis
- Collaborate effectively with other departments and stakeholders within the organization to ensure seamless and efficient operations of the underwriting function
- Perform policy self-audits to ensure compliance with Chubb’s underwriting guidelines
- Display creative problem solving and critical thinking in underwriting approach
Benefits
- Generous Paid Time Off
- 401k Matching
- Retirement Plan