We are seeking a Residential Mortgage Officer to join our team. The successful candidate will be responsible for maintaining and updating mortgage files from the commitment approval stage to the time the loan is funded. The incumbent will also play an integral role in the mitigation of fraud within the Single Family Residential Department.
Requirements
- Completion of a post-secondary degree, preferably in a financial field
- 1-2 years' mortgage experience in the alternative mortgage market
- Sound thinker with the ability to multi-task; ability to handle multiple competing priorities
- Excellent attention to detail
- Ability to grasp AML & ATF practices
- Established and meticulous organizational skills
- Excellent time management, analytical and problem solving skills
- Ability to make complex decisions under pressure
- Proven ability to thrive in a constantly changing environment and to perform well in a high volume, high intensity environment
- Highly developed verbal and written communication skills with the ability to respond in a clear, concise and professional manner
- Committed to providing superb customer service
- Proficiency in MS Office (mainly MS Word and Excel)
- Detailed knowledge of mortgage funding and quality assurance processes
- Ability to comprehend and assess documentation relating to mortgage down payment and borrower income confirmation
- Mindful awareness of fraud risk in the mortgage industry and the ability to address concerns relating to suspected misrepresentation when required
Benefits
- Competitive discretionary bonus
- Market leading RRSP match program
- Medical, dental, vision, life, and disability benefits
- Employee Share Purchase Plan
- Maternity/Parental top-up while you care for your little one
- Generous vacation policy and personal days
- Virtual events to connect with your fellow colleagues
- Annual professional development allowance and a comprehensive Career Development program