Take a leap and join our team! At Gesa, we believe in the power of our people. Coming from all walks of life, our team members’ individual stories and unique experiences are our most valuable asset. But it’s how we come together, igniting our collective compassion and commitment to empowering our communities, that makes us succeed. Because we know we go further when we go together.
Requirements
- Order, track, and evaluate third-party reports
- Review and ensure necessary borrowing entity documents are in file
- Scan and maintain all loan documentation in the imaging system
- Request, review, and ensure required insurance coverage
- Reviews packages for completion, accuracy, and SBA and Gesa CU compliance
- Work collaboratively with Credit Analysts and Gesa Credit Union Loan Processors
- Assist in new account opening for new business members
- Facilitate loan closing with internal and external partners
- Perform final review of loan documents to ensure accuracy and compliance
- Satisfaction of Equity Verification vs SBA Authorization/Terms and Conditions
- Set up wires and funding instructions
- Notifies SBA Relationship Manager of exceptions within the portfolio
- Confirm all closing conditions are met per SBA SOP and policy
- Ensure all credit conditions are met prior to loan disbursement
- Process, prepare and report withdrawn/declined loan applications
- Creation of correspondence
- Assisting in loan write-up preparation
- Provide timely, complete, and accurate responses to inquiries, emails, phone calls, and other contact
- Work SBA Loan Checklist for completeness and follow up on all pending documents.
- Keep track of all SBA Loan pipeline in process and assist in managing the closing process
- Must understand and perform Bank Secrecy Act (BSA) functions as applicable to job responsibilities.
- Attend credit union training sessions, conferences, or seminars as approved by supervisor.
- Maintain high level of confidentiality relative to member’s accounts/loans
- Work as a team member of the Commercial Lending Division to assure the highest and most professional level of service to Credit Union members
- Process payment of SBA loan fees and maintains accurate records of such
- Ability to coach, mentor, or train others and teach coursework as subject matter expert
- Ability to process complicated SBA loan structures with ease
- Identifies issues early and drives resolution
- Helps standardize processes
- Perform pre-close and post-close audits with limited errors
- Assists Management with Secondary Market sales
- Contributes to effective Commercial Lending Division and credit union operations by performing other related duties as assigned
- Maintain confidentiality of member information
- Assist with loan processing and closing activities
- Develop and maintain knowledge of SBA loan programs
- Provide exceptional customer service and support to internal and external partners
Benefits
- Competitive Pay
- Medical, Dental, Vision, and Life Insurance
- 20 days/year of Paid Time Off – Plus 10 Paid Holidays!
- 401(k) Match
- Incentive Program
- Tuition Assistance and Student Loan Repayment
- Commuter Benefits
- Paid Time Off to Volunteer in the Community
- Product discounts
- Engaging Work Environment
- Rewards and Recognition Programs
