Loan Officer

The Loan Officer plays an important role in the organization by performing a variety of activities directly related to the company’s Production functions, providing quality relations with borrowers through completing the origination processing of application, loan disclosure, review files for adherence to underwriting standards, ensuring completeness of submission to processing.

Requirements

• Obtain an accurate and thorough 1003.
• Collect supporting documentation from borrower: 30-day paystubs, 2 years tax returns, Last 2 years W2’s, Award letters, disability, trust income, etc.
• Obtain executed disclosures within regulations time frame.
• Obtain accurate AUS findings.
• Analyze credit report and financial scenario, determining appropriate loan product(s).
• Determine (price) a profitable loan and communicate fees to ops team.
• Submit a complete loan package to processing.
• Review CD to ensure fees and cash at closing are consistent with commitment to Customer: Issue Lender Credit if needed
• Manage client and referral partner databases.
• Answer customer inquiries involving rates, products and loan application status to ensure quality customer service.
• Perform any other reasonable duties required by Guild Mortgage Company or Managing Loan Officer.

Benefits

• Medical
• Dental
• Vision
• Life insurance
• AD&D
• LTD
• 401(k) with employer match