Loan Officer
Guild MortgageFort Worth, Texas, United States
Posted December 3, 2024
Full Time
About the Company
Guild Mortgage, founded in 1960, is one of the nation's leading independent mortgage lenders known for its unwavering commitment to customer service and stability across economic cycles. The company offers a comprehensive portfolio of mortgage products—including VA, FHA, USDA, conventional, and refinance options—tailored to the needs of first‑time buyers, veterans, and seasoned homeowners alike. As a direct lender, Guild emphasizes personalized service through face‑to‑face and online loan officers, and it prides itself on closing loans on time and maintaining long‑term relationships with borrowers. With licenses in multiple states and a reputation for integrity, Guild Mortgage stands out as a dependable partner for anyone seeking a home‑ownership solution.
Job Description
Guild Mortgage Company is a mortgage banking firm dedicated to serving the homeowner/buyer. As a Loan Officer, you will play an important role in providing quality relations with borrowers through completing the origination processing of application, loan disclosure, review files for adherence to underwriting standards, ensuring completeness of submission to processing.
Requirements
- Obtain an accurate and thorough 1003
- Collect supporting documentation from borrower
- Provide needs list and complete application at initial contact with borrower
- Obtain executed disclosures within regulations time frame
- Analyze credit report and financial scenario, determining appropriate loan product(s)
- Determine a profitable loan and communicate fees to ops team
- Submit a complete loan package to processing
- Lock in rate
- Review CD to ensure fees and cash at closing are consistent with commitment to Customer
- Issue Lender Credit if needed
- Manage client and referral partner databases
- Answer customer inquiries involving rates, products and loan application status
Benefits
- Medical
- Dental
- Vision
- Life insurance
- AD&D
- LTD
- 401(k) with employer match