
Job description
We’re looking for a highly analytical and empathetic Loan Restructure Specialist to support homeowners experiencing financial difficulty and help them remain in their homes. In this role, you will assess complex mortgage delinquency situations, evaluate restructuring/collections solutions, and make recommendations that balance the needs of homeowners, lenders, and insurers.
Assess complex delinquent mortgage situations and determine sustainable restructuring options, Engage with homeowners to understand financial circumstances, gather information, and provide clear guidance through available solutions, Analyze financial, property, and credit information to develop recommendations aligned with lender, investor, and insurer requirements
Company

Finance • Real Estate • Construction
MCAP is Canada’s leading independent mortgage finance company, managing over $150 billion in assets. We specialize in providing comprehensive mortgage solutions for both residential and commercial properties, originating mortgages exclusively through a national network of mortgage brokers. This broker-focused approach ensures homeowners receive expert guidance and tailored financing options. Beyond traditional mortgages, MCAP is a prominent lender in the Canadian residential construction market, offering development financing to builders, developers, and lenders across the country. With over 25 years of experience in construction lending, MCAP delivers specialized expertise and dedicated support to facilitate successful projects and foster strong client relationships.
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