Senior Underwriter
NFM LendingSan Diego, California, United States • Encinitas, California, United States
Posted April 13, 2026
90000 - 130000
Full Time
About the Company
NFM Lending, Inc. is an equal-opportunity employer.
Job Description
The Senior Mortgage Underwriter is responsible for evaluating residential loan applications to ensure sound credit decisions in accordance with investor guidelines, regulatory requirements, and company policies.
Requirements
- College degree in business, finance, or a related field preferred
- Minimum of five (5) years of mortgage underwriting experience
- FHA Direct Endorsement (DE) certification with at least two (2) years of FHA underwriting experience required
- VA Credit/SAR authority with a minimum of two (2) years of VA underwriting experience required or in progress
- Experience underwriting a variety of loan products, including Bond, Jumbo, USDA, and other specialty programs
- Strong knowledge of agency, investor, and regulatory underwriting standards
- Certification as a Mortgage Underwriter preferred
- Excellent analytical, credit evaluation, and decision-making skills with a focus on detail and accuracy
- Proficient in loan origination systems and automated underwriting tools
- Strong interpersonal and communication skills
Benefits
- 401k Matching
- Generous Paid Time Off
