Senior Credit Risk Analyst
SumUpBarcelona, Catalonia, Spain
Posted February 6, 2026
Full Time
About the Company
SumUp is a global fintech company that empowers small businesses with simple, affordable tools to help them start, run, and grow.
Job Description
We're looking for a Senior Credit Risk Analyst to join our Credit Risk Analytics team in Barcelona. You'll own credit origination end-to-end, track and analyse key credit risk KPIs, and partner closely with Engineering, Data Science, and Product to improve automation and scalability of credit processes.
Requirements
- Strong experience in data analytics or similar
- 2+ years in a credit risk, lending analytics, or lending-related role
- Confident using SQL to query large datasets independently
- Experience with Python is a plus
- Understanding of core credit risk concepts such as probability of default, credit margin, and the credit lifecycle
- Comfortable working in a fast-changing environment
- Thrives in a cross-functional agile framework
- Autonomous, takes ownership, and is proactive
- Communicates clearly and enjoys collaborating with cross-functional teams
Benefits
- Generous time off (23 days of paid leave plus public holidays and special leave days)
- Subsidised restaurant tickets (Edenred) and office breakfast on Mondays
- Dedicated annual L&D budget of €2000 for attending conferences and/or advancing your career through further education
- Break4me: 1-month sabbatical after 3 years of service
- Referral Bonus: earn additional rewards by referring talented individuals to join the SumUp team
