Head of Credit Risk
AboundLondon, England, United Kingdom
Posted March 11, 2026
Full Time
About the Company
Abound offers loans of £1,000 to £20,000 for up to 5 years, focusing on a holistic assessment of borrowers' financial health beyond just credit scores. This approach helps individuals consolidate debts, cover emergencies, or achieve long-term goals. With a Representative APR of 25.8%, Abound provides flexible solutions tailored to various financial needs.
Job Description
Abound is hiring a Head of Credit Risk and Reporting to support the Chief Risk Officer (CRO) in overseeing credit risk management across an expanding set of products, channels, and geographies.
Requirements
- Around 5 years' experience in a numerate, analytical, or risk-focused role (e.g. credit risk, finance, consulting, audit, analytics, operations)
- Experience across one or more consumer lending products such as Unsecured Personal Loans (UPL), BNPL, Mortgages, or Auto finance
- Familiarity with credit risk performance metrics, portfolio monitoring, concentration analysis, and performance triggers
- Experience working with internal risk limits and/or external covenants, triggers, or funding-related reporting
Benefits
- Equity
- Hybrid working with 3 days a week in the office
- 25 days' holiday a year, plus 8 bank holidays
- 2 paid volunteering days per year
- One month paid sabbatical after 4 years
- Employee loan
- Free gym membership
- Team wellness budget
