JEFE DE LINEAS DE CREDITO

Lead corporate credit management for the company and its subsidiaries, ensuring efficient placement and recovery processes with adequate risk mitigation. Ensure commercial growth and credit control balance, strengthening liquidity, profitability, and financial sustainability for the organization.

Requirements

• Evaluate and approve credit requests from strategic clients, considering risks and opportunities.
• Ensure proper management of corporate credit policies.
• Monitor the credit portfolio, ensuring optimal levels of delinquency and recoveries.
• Coordinate with Sales, Finance, and Treasury departments to balance commercial growth with risk control.
• Client guarantee management through insurance - bank guarantees - mortgages - collateral.
• Process mapping, controls, searching for new technological tools SAP - SQL - BI - Etc.
• Elaboration and follow-up of the annual expenditure advance provisions - legal management - credit management expenses.
• Auditing internal and external information requirements and analysis.