Commercial Lender - Duncan

The Commercial Lender is responsible for soliciting, negotiating, underwriting and coordinating the closing of complex loans in compliance with the Bank’s lending policies and procedures; develops business relationships with customers and promotes business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services.

Requirements

• Bachelor's degree in business administration, accounting, finance or related field preferred.
• Minimum 3 - 5 year’s experience in bank lending, loan review and/or compliance experience or equivalent education in bank lending, loan review/compliance procedures and policies.
• Significant understanding of commercial and consumer lending practices.
• Knowledge of accounting principles and concepts related to loan accounting.
• Seasoned credit underwriter with progressively responsible lending experience.
• Highly knowledgeable of lending laws, regulations, and compliance requirements.
• Significant experience in analyzing and monitoring credit risk and related trends at both the loan and portfolio levels.
• Proven ability to effectively manage and analyze data.
• Ability to effectively manage commercial loan portfolios, improving credit quality and overall performance.
• Strong collaboration skills with ability to work effectively across all levels of the organization.
• Excellent sales and communication skills.
• Comfortable making presentations in all settings.
• Strong work ethic with a commitment to excellence and achieving quality results in a timely manner.