Credit Analyst I

We are seeking a Credit Analyst I to independently complete commercial credit analysis and written presentations on complex credit relationships. The successful candidate will have a strong understanding of credit and financial analysis techniques, as well as experience in credit analysis in a financial institution or regulatory agency.

Requirements

• Spread and analyze financial reports
• Independently manage spread workflow, underwriting workflow, and deadlines
• Gather, consolidate, analyze and summarize data to provide well-considered recommendations for complex credit relationships
• Identify and quantify risks, prepare written detailed analyses, and present these facts and offer opinions concerning credit-worthiness of borrowers
• Confer with lenders and other business representatives to exchange and verify credit information and financial transactions
• Participate in discussions with and/or calls to existing or potential members
• Occasionally meets with members to review their business operations, discuss their financial statements and analyze their credit requirements
• Act as control point in the loan approval process to ensure adherence to credit policies and loan covenants
• Complete tasks as assigned by Credit Administration Manager including monitoring and testing financial covenants, assist with audits, examinations, stress testing and risk reviews
• Provide training to other credit analysts as needed

Benefits

• Health insurance
• Dental insurance
• Vision insurance
• 401(k) matching
• Life insurance
• Disability insurance
• Paid time off
• Holidays
• Retirement plan
• Generous parental leave