Lead Credit Analyst
Branch InternationalPalo Alto, California, United States • India • Nigeria • Kenya
Posted December 31, 2025
Full Time
About the Company
Branch International is a for-profit socially conscious company delivering world-class financial services to the mobile generation through offices in major global cities. Utilizing data science, Branch reduces the cost of financial services in emerging markets, empowering everyone with fair access. Led by a mission-driven team and backed by over $100M in funding, Branch offers a unique opportunity for growth in rapidly evolving markets.
Job Description
You will help solve analytical problems across the organization and propose product and credit policy changes to improve company profitability.
Requirements
- Fluency in SQL and R/Python
- Previous experience in analytics and/or quantitative modeling, using large datasets
- Experience analyzing, visualizing and communicating impactful insights to management, investors and/or auditors
- 7-12 years relevant experience in Credit Analytics
- 3+ years experience in Indian lending space - Digital personal loans
- Good understanding of Credit Bureau data and alternate data for underwriting and collections.
- Enthusiasm for working across cultures, functions and time zones
Benefits
- Mission-driven, fast-paced and entrepreneurial environment
- Competitive salary and equity package
- A collaborative and flat company culture
- Remote first, with the option to work in-person occasionally
- Fully-paid Group Medical Insurance and Personal Accidental Insurance
- Unlimited paid time off including personal leave, bereavement leave, sick leave
- Fully paid parental leave - 6 months maternity leave and 3 months paternity leave
- Monthly WFH stipend alongside a one time home office set-up budget
- $500 Annual professional development budget
- Discretionary trips to our offices across the globe, with global travel medical insurance
- Team meals and social events- Virtual and In-person