Mortgage Loan Originator
Carter BankFredericksburg, Virginia, United States • Greensboro, North Carolina, United States • Raleigh, North Carolina, United States • Roanoke, Virginia, United States • Charlottesville, Virginia, United States
Posted July 21, 2025
Full Time
About the Company
Carter Bank is a state‑chartered community bank headquartered in Martinsville, Virginia, serving individuals and businesses across Virginia and North Carolina. With a team of more than 700 associates, the bank delivers locally focused banking services—including personal, business, and commercial solutions—tailored to each customer's unique needs. Carter Bank differentiates itself through deep community ties, hands‑on customer relationships, and a commitment to earning trust by providing informed, personalized advice. This customer‑centric approach enables clients to achieve financial prosperity while enjoying the convenience of local, responsive banking.
Job Description
The Mortgage Loan Originator is responsible for soliciting, structuring and closing 1-4 family real estate loans as well as developing new mortgage loan business.
Requirements
- Source and develop loans for residential real estate and new construction lending, both internally and externally
- Conduct loan interview with borrowers to understand their needs and match suitable loan solutions
- Take applications, collect documentation and run ratio and other calculations
- Submit complete loan files to underwriting
- Maximize bank profitability through appropriate pricing of new loan originations and fee income
- Work with loan team to ensure that all pertinent account documentation is complete and accurate and that all collateral has been properly secured
- Support the bank’s strong relationship banking culture through on-going customer contact, quality customer service, and superior product knowledge
- Build and maintain positive relations with all customers, potential customers and co-workers
- Perform as a team member in allocating and coordinating the work flow
- Contribute to the fulfillment of department and company objectives and goals to include looking for other banking relationship opportunities with borrowers
- Comply with all department and company policies, procedures and regulations
Benefits
- Generous Paid Time Off
- 401k Matching
- Retirement Plan
