Credit Analysis Officer
Cathay BankEl Monte, California, United States
Posted December 17, 2025
52880 - 62500 USD year
Full Time
About the Company
Cathay Bank, headquartered in Los Angeles and a subsidiary of Cathay General Bancorp, is the first commercial bank in Southern California founded by Chinese Americans. With $23.1 billion in assets as of December 31 2024, the bank serves individuals, small and medium-sized businesses, and multinational clients through a full spectrum of services—including personal banking, investment solutions, business and commercial banking, and foreign-exchange operations—across more than 60 U.S. branches and international offices in Hong Kong, Beijing, Shanghai, and Taipei. Cathay’s heritage and long-standing commitment to community growth translate into a client-centric culture that prioritizes personalized relationships, sustainable lending, and inclusive financial practices, as evidenced by its FDIC membership and equal-housing lender designation. The bank’s blend of regional roots and global reach positions it uniquely to support both local entrepreneurs and international enterprises seeking reliable, culturally attuned banking solutions.
Job Description
Cathay Bank is seeking a Credit Analysis Officer to join their team. The successful candidate will have a strong work ethic, be enthusiastic, and motivated. They will be responsible for analyzing financial statements, cash flow, and credit worthiness of borrowers and guarantors. The role requires a college degree in finance, accounting, business, economics, or a related field, with a minimum of 2-3 years of experience in commercial credit analysis.
Requirements
- College degree in Finance, Accounting, Business, Economics or related field preferred
- MBA a plus
- Minimum 2-3 years of working experience in analyzing and underwriting varying levels of commercial credit (C&I or CRE transactions)
- Working knowledge of credit, accounting, credit procedures and financial statement analysis
Benefits
- Medical insurance
- Dental insurance
- Vision insurance
- Life insurance
- Long-term disability insurance
- Flexible spending accounts (FSAs)
- Health saving account (HSA) with company contributions
- Voluntary coverages
- 401(k)
