Commercial Credit Analyst

We are seeking a Commercial Credit Analyst to gather and analyze credit information, determine the advisability of granting credit, and assist loan officers in writing loan requests. The position requires strong analytical skills, knowledge of financial statement and tax return analysis, and ability to work with minimal supervision.

Requirements

• Associate's degree (AA) or equivalent from a two year college or technical school
• Four years related experience and/or training
• Ability to read, analyze and interpret general business periodicals, professional journals, and technical procedures
• Knowledge of commercial, construction, real estate and consumer loan processing
• Skills in computer terminal and personal computer operation; mainframe computer system; and word processing and spreadsheet software
• Typing skills to meet production needs of the position
• Math skills; calculate interest, commissions, proportions, and percentages; balance accounts; add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals
• Effective oral, written and interpersonal communication skills
• Ability to deal with normal problems involving multiple facets and variables in non-standardized situations
• Excellent organizational and time management skills
• Current California driver's license and a vehicle with appropriate insurance coverage if required to drive in the course of performing assigned duties and responsibilities

Benefits

• Medical, dental, and vision insurance
• Retirement plan
• Paid time off
• Life insurance