Sr. ACH Payment Ops Specialist

The Senior ACH Specialist plays a critical role in managing electronic money transfers through the Automated Clearing House (ACH) Network, adhering to NACHA rules and ensuring accurate and reliable money movement. The ACH Specialist reviews detailed ACH files, monitors and manages ACH exceptions, and recommends corrective actions to ensure compliance with established Bank policies, procedures, and all applicable laws, Nacha rules, and regulations.

Requirements

• 7 years of relevant experience with requisite competencies
• Handles complex ACH processes and enhanced environments
• Leads process improvements and risk mitigation strategies
• Advanced understanding of ACH operations, NACHA rules, and compliance requirements
• Expertise in ACH systems, risk monitoring, and exception management
• Accountable for complex tasks and projects with minimal supervision
• Uses judgment to resolve non-routine issues and guide junior staff
• Influences junior team members and serves as a subject matter expert
• Acts as a point of escalation for ACH-related issues
• Provides training and mentors junior team members