Business Banking Credit Risk Manager - Bilingual

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients. As the Business Banking Credit Risk Manager, you’ll work under the supervision of the Director and provide credit assessments and approval services of Business Banking credit applications within delegated limits and BCLASS credit structuring support and advice to frontline lenders.

Requirements

• Analysis - Analyze and approve/decline/defer credit applications within the delegated authority, exercising sound judgment in the decision making process to ensure the quality of the Bank’s portfolio is maintained.
• Risk Assessment - Assess the risk of Business Banking credit applications through consideration of financial history, cash flow and other analyses within established policies and guidelines.
• Make Recommendations - Recommend/negotiate alternative options on declined credit applications such as changes to the amount, structure and/or terms and conditions to arrive at an approval while maintaining a balance between customer relations and risk.
• Communication - Effectively communicate both the decision and rationale to assist Relationship Managers in explaining the Bank’s decision to customers.

Benefits

• competitive salary
• incentive pay
• banking benefits
• benefits program
• defined benefit pension plan
• employee share purchase plan
• vacation offering
• wellbeing support
• MomentMakers, our social, points-based recognition program