The Credit Portfolio Analyst II is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team.
Requirements
- Conduct risk assessments and client credit analyses with supervision
- Review financial results and peer analyses to support the preparation of financial projections
- Assist in the preparation of green-light and transaction approval memos
- Support due diligence activities and the building of cash flow models and sensitivity analyses
- Escalate credit concerns and updates to senior risk and business managers
- Support the proposal of risk mitigation actions
- Assist with portfolio review preparation and the conduct of stress tests
- Build working relationships with various teams across the bank
- Appropriately assess risk when business decisions are made
- Support compliance with applicable laws, rules, and regulations
- Provide input into the risk analysis of tools used to monitor Credit Risk Exposure
- Assist in the assessment of collateral risk and stress testing
- Assist in the preparation of risk review materials for proactive risk management
- Assist in monitoring credit portfolio limits to ensure compliance with risk appetite limits
- Enthusiastic and early adopter of change
- Demonstrates and inspires curiosity
- Challenges self and others to seek out and communicate alternative views
- Acts as a change catalyst
- Proactively seeks to understand and act in alignment with organizational decisions
- Focuses on highest-priority work aligned to business goals
- Proactively identifies opportunities to streamline work
- Takes personal accountability for escalating, identifying, and managing potential risk
- Anticipates problems and proactively identifies solutions
- Sets high expectations and invests the necessary effort to deliver excellence and exceed performance goals
- Role-models and helps others to do the right thing for clients and Citi in all situations, even when difficult
- Engages key stakeholders early and often and actively looks for opportunities to improve collaboration in achieving common goals
- Proactively seeks out opportunities to volunteer in Citi programs that support the community
- Enthusiastically promotes the unique needs and preferences of colleagues
- Leverages varied networks to recruit diverse talent
- Empathetically listens and understands others’ positions before acting on issues
- Appropriately assess risk when business decisions are made
Benefits
- Seguros de gastos médicos mayores titular y beneficiarios
- Préstamos personales con tasa preferencial bancaria
- Plan de ahorro para el retiro
- Contratación directa
- Capacitación y acceso a plataformas especializadas para tu desarrollo profesional
- Aguinaldo de 40 dÃas
- Vacaciones:15 dÃas a partir del primer año
- Prima vacacional 60%
- Servicio de asistencia personal extensivo a familiares
- Convenios y descuentos con diferentes empresas
- Total Pass
- Oportunidad de participar en los juegos bancarios, voluntariado, red de inclusión
- Reparto de utilidades
- Plan de carrera
