The Credit Risk 2LOD Officer role involves analyzing creditworthiness, assigning risk ratings, and recommending credit extensions or withdrawals. The role requires strategic and proactive risk management planning, credit approval authority, and ongoing monitoring of credit exposures.
Requirements
- Stay updated on industry developments and apply in-depth knowledge to contribute to strategic and pro-active risk management planning.
- Provide guidance, review & challenge, and recommendations on credit approvals for an assigned credit portfolio
- Assess the quality of the loan portfolio, including the identification and assessment of emerging risks and providing regular feedback on issues and opportunities to senior management
- Utilize advanced analytical skills to filter, prioritize, and validate complex data from multiple sources.
- Effectively communicate and negotiate with internal stakeholders, often at senior levels.
- Comply with applicable laws, rules, and regulations, upholding policy and ethical business practices