Credit Analyst

Credit Analyst is expected to have a basic understanding of credit risk, leveraging off an academic background Finance, Accounting, or Business Administration. This role reports to the Underwriter/Staffer (SVP) within the ICM UW organization, but takes each interaction as an opportunity to further learn about credit risk, industry fundamentals, effective writing, and communication. The role has responsibility for Citi's institutional clients in Israel which ranges from corporates, financial institutions, and public sector obligors.

Requirements

• Executes, aligned with global and regional strategies, all responsibilities regarding underwriting, including, but not limited to: assessing the credit and financial strength of Citi’s counterparts by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors.
• Complete Credit Approval Memos (CAMs) and Final Obligor Risk Ratings (FORR) of Citi’s Counterparties based on independent assessment and judgement;
• Support relationships with key stakeholders in Banking and Risk and with key Regulators, Internal Audit, and control functions;
• Support ICM Underwriting organization on strategic initiatives /projects as required;
• Experience in and exposure to global credit risk management standards;
• Ability to understand financing and product structures;
• Ability to assess financial and industry data to conduct credit assessment;
• Able to discuss and address issues associated with the allocation of risk assets and risk capital in partnership with stakeholders and product organizations.
• Ability to understand nuances of local markets, local regulation, and the capabilities and practices of competitors;
• Navigates organizational complexity and breaks silos;
• Creates and sustains a network of strong partnerships with the business in all segments & geographies and other risk functions;
• Provides well-reasoned, balanced assessments of risk/return trade-offs associated with transactions and client relationships;

Benefits

• Competitive base salary
• Annual review of base salary
• Business casual workplace
• Hybrid working model
• Up to 2 days working at home per week
• Additional benefits