Loan Portfolio Officer

The Loan Portfolio Officer is responsible for underwriting, credit monitoring, and managing the Bank’s various loan portfolios to achieve efficiency and quality of the process and related lending products and services.

Requirements

• Act as the technical expert on the Bank’s loan portfolios.
• Underwrite and compile credit memos.
• Be responsible for collateral management.
• Order title work and appraisal requests and reviews.
• Work with Loan Officers to assist with client relationships.
• Effectively communicate with Loan Officers and customers.
• Conduct all aspects involved with managing portfolios, including digital engagement, maintaining the portfolio’s, document review and account activities.
• Support revenue growth by assisting with management plans, credit, and deposit goals.
• Possess knowledge of fiduciary and financial products and services.
• Provide financial analysis to maximize profitability.
• Possess a thorough understanding of the terms and conditions under which the loans should be presented and closed.
• Provide loan structure guidance and apply analysis assistance to mitigate risks in relationships consistent with loan policies.
• Travel for trade and industry schools and seminars as needed.
• Adhere to and comply with all applicable, federal, and state laws, regulations, and guidance, including those related to BSA/AML, as well as adhere to the Bank’s policies and procedures.
• Perform other duties as assigned and requested.