Credit Risk Specialist
ElevusLisbon, Portugal
Posted January 5, 2026
Full Time
About the Company
Elevus is a seasoned human resources firm based in Portugal that specializes in recruitment, assessment, and outsourcing services, drawing on over two decades of industry expertise. The company positions itself as a trusted partner, tailoring solutions to each client’s unique objectives rather than imposing a one‑size‑fits‑all model. Its agile, client‑centric approach is underscored by a commitment to flexibility, proximity, and relentless pursuit of results, ensuring that talent acquisition drives business success. Elevus differentiates itself through a culture of proactive collaboration and an unwavering focus on delivering measurable outcomes for both individuals and organizations.
Job Description
We are hiring a Credit Risk Specialist to join the risk team of a rapidly growing digital organization. We are looking for an analytical, autonomous, and results-oriented professional with experience in risk metrics and credit portfolio analysis.
Requirements
- Analyze the performance of the credit portfolio throughout the entire lifecycle of contracts
- Calculate and monitor essential metrics: PD, LGD, ECL, EAD, default rates, recovery, and loss
- Perform vintage, cohort, and trend analyses, identifying patterns, risks, and deviations
- Support the construction, improvement, and validation of internal scoring and rating models
- Contribute to the definition and review of credit policies based on data and empirical evidence
- Collect, validate, and consolidate data from Salesforce, ERP, and financial platforms
- Develop dashboards and reports (Power BI, Salesforce, advanced Excel), ensuring automation and consistency
- Prepare documentation and analyses for management, audits, and financial stakeholders
- Collaborate with Finance, Sales, and Collections to continuously improve processes and risk policies
