VP Commercial Loan Officer

Responsible for developing new business, underwriting, structuring, and closing of loans, as well as maintaining and servicing an existing portfolio. Represents the bank in local community through active participation in community affairs and participates in marketing all of the bank’s products and services.

Requirements

• Provide service to customers and prospective customers seeking loans and/or deposit services.
• Monitor an existing loan portfolio to ensure proper risk ratings and early identification of potential problems.
• Source, develop and underwrite new financing requests for new & existing customers.
• Daily review, approval and disposition of overdrafts.
• Negotiate terms, structure loan financing based on risk considerations and present credits for approval to appropriate levels of authority with the bank as required.
• Support the bank’s strong relationship banking culture through on-going customer contact, quality customer service, and superior product knowledge.
• Must be able to meet attendance and punctuality standards.
• Effectively work and cooperate with supervisors, co-workers and customers.
• Follow the direction of supervisor.
• Perform other duties and projects as required by Management
• Additional responsibilities as listed in the job description.

Benefits

• 401k Matching
• Generous Paid Time Off
• Retirement Plan
• Health Insurance
• Dental Insurance
• Vision Insurance
• Life Insurance
• Disability Insurance