Loan Officer
Guild MortgageOregon, United States
Posted January 28, 2022
Full Time
About the Company
Guild Mortgage is a leading independent mortgage lender that has served customers since 1960, offering a broad range of specialized loan products—including VA, FHA, USDA, conventional, and refinance options—to meet the needs of all types of homebuyers. The company differentiates itself through a steadfast commitment to closing loans on time, personalized service from both in‑person and online loan officers, and a direct‑lender model that tailors each loan to individual borrower goals. Guild’s long‑term relationships with borrowers and its reputation for stability, experience, and uncompromising customer service make it a trusted partner for home financing. The firm’s inclusive culture, equal‑opportunity employment stance, and extensive licensing across multiple states underscore its dedication to ethical and transparent mortgage practices.
Job Description
As a mortgage banking firm, Guild Mortgage Company is dedicated to providing affordable home financing for customers while offering a level of professionalism and service unsurpassed in the lending industry.
Requirements
- Obtain an accurate and thorough 1003.
- Collect supporting documentation from borrower.
- Provide needs list and complete application at initial contact with borrower.
- Obtain executed disclosures within regulations time frame.
- Analyze credit report and financial scenario, determining appropriate loan product(s).
- Determine a profitable loan and communicate fees to ops team.
- Submit a complete loan package to processing.
- Lock in rate.
- Review CD to ensure fees and cash at closing are consistent with commitment to Customer.
- Issue Lender Credit if needed.
- Manage client and referral partner databases.
- Answer customer inquiries involving rates, products and loan application status to ensure quality customer service.
Benefits
- Medical
- Dental
- Vision
- Life insurance
- AD&D
- LTD
- 401(k) with employer match