Warehouse Lending Credit Officer

The National Warehouse Lending (NWL) Credit Officer executes credit risk management strategies for the National Warehouse Lending division, ensuring strong credit quality, sound deal structures, and adherence to bank credit policies.

Requirements

• Executes and upholds the bank’s credit policies within the National Warehouse Lending division
• Evaluates the financial condition, performance, and qualitative attributes of mortgage originators and investors
• Reviews and provides departmental approval of all credit packages
• Partners with Warehouse Lending sales, operations, and senior leadership
• Cultivates a network of industry, client, and internal relationships
• Develops, analyzes, and delivers reports to the Warehouse Oversight Committee, Board of Directors, and senior leadership
• Supports departmental risk mitigation efforts
• Oversees portfolio health through proactive credit monitoring
• Identifies emerging risks, trends, or deterioration in client performance
• Ensures compliance with general regulatory, credit, and operational standards
• Contributes to policy refinement, workflow optimization, and process modernization
• Directly manages departmental credit and risk staff