Credit Risk Analyst: Enterprise Payment Solutions
JackhenryUnited States
Posted April 14, 2026
43400 - 65000 USD
Full Time
About the Company
Jack Henry (Nasdaq: JKHY) is a leading financial technology firm that provides a suite of software, payment processing, and service solutions designed to modernize community and regional banks and credit unions. With a portfolio that spans core banking, digital banking, and fintech integration, the company helps its 7,500+ clients accelerate innovation, differentiate in competitive markets, and achieve both short‑ and long‑term financial goals. Jack Henry’s distinctive value lies in its deep industry focus and commitment to putting financial institutions at the center of its modernization efforts, fostering open collaboration with fintech partners. The firm’s long‑standing reputation for acting in the best interest of its clients underpins its ability to deliver reliable, forward‑thinking technology that supports financial health for millions of customers.
Job Description
At Jack Henry, we're redefining how community banks and credit unions connect with the people they serve. We're looking for a Credit Risk Analyst to help transform the industry and grow with our company that values purpose, collaboration, and excellence.
Requirements
- Executes the onboarding of merchant services applications
- Adheres strictly to KYC, OFAC, and BSA/AML regulatory frameworks and industry mandates
- Monitors and escalates critical risk concerns to senior management
- Engages with standard and complex merchant clients, ISOs, VARs, Referral Banks, and the ODFI
- Manages the client database to optimize workflow efficiency, reporting accuracy, and portfolio analysis
- Mentors and trains Credit Risk Analysts on proprietary risk management systems, internal policies, and evolving regulatory requirements
- Identifies necessary enhancements for risk management systems and serves as a subject matter expert for the validation of proposed technical improvements
- Evaluates the existing merchant portfolio for transaction-level risk, deteriorating financial conditions, or other derogatory indicators
- Reviews and authorizes modifications to merchant accounts
- Collaborates with internal and external auditing bodies to ensure sustained compliance with risk protocols and regulatory standards
Benefits
- Comprehensive benefits
- Generous Paid Time Off
- 401k Matching
- Retirement Plan
