Mortgage Loan Compliance Analyst
JBA InternationalLos Angeles, California, United States
Posted August 12, 2025
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Full Time
About the Company
JBA International, founded by two software engineers more than 35 years ago, specializes in talent acquisition, staff augmentation, and consulting across diverse sectors such as insurance, banking, legal, defense, entertainment, and telecommunications. The firm partners with businesses to design and implement digital transformation initiatives, automate operations, and build high‑performing teams that drive the future of work. JBA distinguishes itself by treating each engagement as a project, offering end‑to‑end solutions from talent sourcing to business coaching, and leveraging deep industry expertise to connect the right talent with the right opportunities. With a focus on innovation, automation, and workforce strategy, JBA International provides a comprehensive platform for companies seeking to stay ahead in a rapidly evolving digital landscape.
Job Description
CAKE Mortgage is a cutting-edge wholesale mortgage lender specializing in Non-QM products. We're redefining the lending experience with innovative programs, streamlined processes, and a commitment to speed and precision.
Requirements
- Conduct detailed post-closing audits of mortgage loan files to ensure compliance with regulations such as RESPA, TILA, TRID, HMDA, ECOA, and Fair Lending laws.
- Analyze loan disclosures, closing documents, and underwriting decisions for accuracy and completeness.
- Stay current with regulatory changes and communicate their impact to relevant departments.
- Support internal and external audits and regulatory examinations by preparing reports, gathering documentation, and addressing findings.
- Collaborate with loan officers, processors, and underwriters to ensure corrective actions and process improvements are implemented.
- Identify potential compliance risks and provide recommendations to minimize regulatory exposure.
- Assist with the creation and delivery of compliance training programs for staff.
- Maintain up-to-date knowledge of investor and agency guidelines (e.g., Fannie Mae, Freddie Mac, FHA, VA).
- Utilize compliance software tools and loan origination systems (LOS) such as Encompass or Calyx.
Benefits
- Competitive compensation
- Performance-based bonuses
- Collaborative and entrepreneurial culture
- Opportunities for career advancement and innovation