Underwriter

The Underwriter position performs highly detailed functions and technical measurements in a file's manual underwrite, analyzing and evaluating credit requests by applicants and making informed lending decisions in compliance with Acra's credit guidelines and regulatory requirements.

Requirements

• Manually underwrite mortgage loan files
• Review and analyze mortgage loan applications and supporting documents
• Exercise judgment to determine correct items to request from applicants and make accurate credit decisions
• Perform duties and resolve issues without supervision
• Develop strong understanding of Acra Underwriting guidelines
• Correspondent background preferred
• Experience with mortgage industry standard software
• Strong time management skills
• Detail-oriented team player
• Self-motivated with good interpersonal skills
• Well organized and able to process detailed information with accuracy and efficiency
• Proficient in English: speak, read, write

Benefits

• Medical
• Dental
• Vision
• Wellness programs
• EAP counseling services
• FSA & HSA
• Company sponsored life insurance for employee
• Voluntary life insurance for employee, spouse and child
• AD&D Insurance
• Voluntary short-term and long-term disability
• Critical illness insurance
• Accident insurance
• Legal assistance
• Pet insurance
• Living will and trust preparation discounts
• Commuter program
• Annual walking challenge
• Employee appreciation events
• Monthly sales awards