Software Engineer, Risk
ONEColorado, United States
Posted September 23, 2025
Full Time
About the Company
ONE is a financial technology company focused on helping individuals achieve financial progress through simple solutions for saving, spending, and growing money. Backed by Walmart and Ribbit Capital, ONE offers innovative fintech services alongside banking products from Coastal Community Bank or Lead Bank, Members FDIC. The company values hungry, humble, and honest team members who can collaborate with proven leaders to challenge the status quo in the industry.
Job Description
OnePay is seeking a Software Engineer to join their Risk team, focusing on building and maintaining systems that protect customers and company. The role involves developing, testing, and maintaining backend services related to fraud detection, identity verification, and transaction monitoring, partnering with product managers to design secure systems, and building documentation to support collaboration and operational excellence. The company is a consumer financial services app with millions of users and a strong, diverse team.
Requirements
- 3+ years of professional experience in backend engineering
- Proficiency in building and maintaining APIs, microservices, and distributed systems
- Familiarity with cloud infrastructure (AWS, Kubernetes, or similar) and database technologies
- Experience working with risk, fraud, or compliance systems (a plus)
Benefits
- Competitive base salary
- Stock options
- Health benefits
- Remote-friendly work
- Flexible time off
- Growth opportunities
- Inclusive culture
