Kin is redesigning insurance to be smarter, faster, and centered on the customer. We empower people to protect what matters most, starting with their homes and expanding to all they value, in a world where climate risks, rising costs, and outdated systems leave too many behind.
Requirements
- Using Generative AI tools and your technical acumen to build tools to automate existing processes and develop new tools to drive efficiency gains and improve analytical insights
- Performing actuarial pricing analyses, including statewide and segmented indications for homeowners insurance products
- Developing and enhancing pricing methodologies, incorporating loss trends, expense assumptions, reinsurance costs, catastrophe modeling outputs
- Preparing actuarial support for rate filings, including exhibits, documentation, and responses to regulatory questions
- Partnering with the insurance product team to support rate changes, pricing reviews, and state expansion efforts
- Collaborating with insurance product management partners on class plan builds for state expansion projects
- Pulling and cleaning data for CAT modeling, running CAT models and analyzing their output
- Collaborating with technology and data teams to improve data quality, automate analyses, and modernize pricing workflows
- Staying current on internal and external factors impacting pricing, including regulatory developments, market trends, catastrophe activity, and changes in corporate structure
Benefits
- Competitive salary and company equity through Restricted Stock Units (RSUs)
- 401(k) with company match up to 4% of eligible earnings
- Multiple medical plan options, plus dental and vision coverage
- Company-funded HSA contributions (based on medical plan selection)
- Company-paid life insurance and short-term disability
- A variety of supplemental benefit options, including long-term disability, critical illness, accident, legal, and pet insurance
- Access to mental health support and confidential counseling resources
- Flexible PTO for exempt employees (most employees take 15–20 days per year), plus 8 company-observed holidays
- Paid parental leave, including up to 14 weeks at 100% pay for birthing parents and 8 weeks at 100% pay for non-birthing parents
- Career mobility and internal growth opportunities across the organization
- Professional development budgets for certifications, conferences, and learning available, subject to management approval
