We are seeking a detail-oriented and analytical Credit Manager to evaluate and underwrite credit proposals in the Agri-Fin Projects segment.

Requirements

Provide sound, independent, and unsolicited credit advice and recommendations on Agri SME credit proposals.
Conduct thorough credit appraisals, including financial analysis to assess solvency, liquidity, and repayment capacity of entities.
Present proposals to various sanctioning forums as per approval authorizations, ensuring all queries from the approving authority are satisfactorily addressed.
Conduct customer meetings and site visits at factories, offices, and residences to assess business operations, inventory, and working environment.
Interact regularly with the approving authority, providing necessary information to support informed decision-making and sharing independent views on credit and economic developments.
Monitor and manage the local credit portfolio proactively, identifying and mitigating risks through in-depth knowledge of individual credit-takers.
Engage with business teams to revise account strategies or credit ratings as needed.
Ensure timely renewal of accounts and manage portfolio enhancements efficiently.
Align decision-making with business requirements while maintaining the quality of decisions and adhering to laid-down policies through regular discussions with business teams.

We are seeking a detail-oriented and analytical Credit Manager to evaluate and underwrite credit proposals in the Agri-Fin Projects segment.

Provide sound, independent, and unsolicited credit advice and recommendations on Agri SME credit proposals.
Conduct thorough credit appraisals, including financial analysis to assess solvency, liquidity, and repayment capacity of entities.
Present proposals to various sanctioning forums as per approval authorizations, ensuring all queries from the approving authority are satisfactorily addressed.
Conduct customer meetings and site visits at factories, offices, and residences to assess business operations, inventory, and working environment.
Interact regularly with the approving authority, providing necessary information to support informed decision-making and sharing independent views on credit and economic developments.
Monitor and manage the local credit portfolio proactively, identifying and mitigating risks through in-depth knowledge of individual credit-takers.
Engage with business teams to revise account strategies or credit ratings as needed.
Ensure timely renewal of accounts and manage portfolio enhancements efficiently.
Align decision-making with business requirements while maintaining the quality of decisions and adhering to laid-down policies through regular discussions with business teams.

Credit Manager-AGRI-FIN-PROJECTS (AF)-Credit