Credit Strategy Manager, Home Improvement

LendingClub is seeking a Credit Strategy Manager to develop and manage credit risk strategies for its Point of Sale lending products. The role will involve designing underwriting and pricing strategies, monitoring portfolio performance, and identifying opportunities to improve risk-adjusted returns.

Requirements

• Develop and manage credit risk strategies
• Design and run A/B tests to evaluate risk and return tradeoffs
• Build automated dashboards and reporting to track KPIs
• Analyze loan performance data to identify underperformance trends
• Partner with technology teams to ensure credit strategies are implemented accurately
• 3+ years of experience in credit risk, analytics, risk management, or data science roles
• Strong technical skills using SQL, SAS, R, or Python
• Experience using BI or data visualization tools such as Tableau or Excel
• Strong analytical thinking and ability to evaluate complex data
• Excellent written and verbal communication skills
• Bachelor's degree in a related field such as Statistics, Mathematics, Engineering, Economics, or a similar quantitative discipline
• Experience working in financial services, fintech, or consumer lending environments is a bonus

Benefits

• Competitive benefits package
• Medical, dental, and vision plans for employees and their families
• 401(k) match
• Health and wellness programs
• Flexible time off policies for salaried employees
• Up to 16 weeks paid parental leave
• Annual bonus (based on company performance, employee performance, and eligible earnings)
• Long-term awards (equity)