Bilingual (Spanish Speaking) Work From Home Opportunity to provide information on credit union portfolio mortgage products and services to members, promote credit union products and services, and work with mortgage support staff to ensure timely response to member inquiries and a standard of service excellence.
Requirements
- Interview mortgage loan applicants
- Collate, analyze, and evaluate information & documentation in support of loan applications
- Evaluate borrower Character, Collateral, Capacity to Repay, and Credit position as a part of loan decisioning process
- Calculate debt-to-income ratios, collateral needs, and payment plans on loan applicants
- Correspond with members, applicants, and creditors to resolve questions regarding application information
- Visit community and business contacts to promote and sell MCU’s services and develop lending business successfully
- Provide information on portfolio mortgage loan products that best meet the member’s individual needs and circumstances
- Recommend the structure of loan pricing, terms, and amounts for individual borrowers
- Prepare loan documentation for underwriting and processing, ensuring it is complete and accurate
- Notify applicant of loan decision
- Interact with members and the public to solicit loan applications
- Network with community contacts to promote mortgage loan business growth
- Partners with other staff by passing opportunities to develop additional lending and deposit business to them as opportunities arise and following up on mortgage leads passed from other employees
- Work successfully with other departments to ensure proper process, record retention, and information gathering best practices and procedures are followed
Benefits
- Competitive salary
- Benefits package
- Opportunities for professional growth and development
