Loan Officer

Loan Officers is responsible for developing new business, structuring, underwriting, pricing and documentation of loans, as well as maintaining and servicing an existing portfolio.

Requirements

• Represent MMB in a courteous and professional manner, provide an extraordinary customer experience through a relationship driven, consultive sales approach.
• Knowledge of MMBs products and services and ability to recommend and train/educate customers on solutions that fit their need.
• Monitor and existing loan portfolio to ensure proper risk ratings and early identification of potential problems.
• Maximize bank profitability through appropriate pricing of new loan originations, fee income and selling of all bank products and services.
• Negotiate terms, structure loan financing based on risk considerations and present credits for approval to appropriate levels of authority with the bank as required.
• Support the banks strong relationship banking culture through on-going customer contact, quality customer service and superior product knowledge.
• Prepare required disclosure information within designated timeframes.
• Work closely with other departments to facilitate the creating of financial write-up.
• Comply with all Bank policies/procedures, and all applicable federal and state laws and regulations.
• Actively participate in business community activities for referral networking.
• Assist with mentoring and coaching junior officers and loan assistants.
• Performs other duties as required.