Senior Data Scientist
Open LendingAustin, Texas, United States • Irving, Texas, United States
Posted March 11, 2026
Full Time
About the Company
Open Lending provides automated lending services to financial institutions, leveraging the power of Machine Learning and predictive analytics to deliver risk-based pricing – all backed by the security of our insurance carrier partners.
Job Description
We are seeking a technically strong, highly accountable Senior Data Scientist to lead the development and oversight of credit risk scorecards used in production decisioning and pricing.
Requirements
- 5-7+ years of experience building, validating, and deploying credit risk scorecards
- Strong proficiency in Python for modeling and production-oriented analytics
- Experience with scorecard modeling workflows: binning, WOE/IV, variable selection, regularization, calibration, reject inference familiarity, segmentation, and stability analysis
- Proven ability to deploy and monitor models end-to-end, including metrics, dashboards, and automated reporting/alerting
- Working knowledge of fair lending / model governance expectations in credit modeling
- Comfort working with large datasets and SQL-based environments; ability to collaborate on scalable pipelines with engineering/data teams
- Strong written and verbal communication skills—able to explain modeling decisions to technical and non-technical audiences
