UNDERWRITER
POINT MORTGAGE CORPORATIONChula Vista, California, United States
Posted March 2, 2026
0.01 - 0.02
Full Time
About the Company
Point Mortgage Corporation is a full‑service mortgage bank headquartered in California and Florida that serves real‑estate professionals, builders, and individual homebuyers. The company offers purchase, refinance, and construction lending, leveraging an experienced team and access to a broad spectrum of mortgage sources to secure competitive rates, terms, and costs tailored to each client. Clients benefit from regular loan updates and progress reports throughout the process, ensuring transparency and peace of mind. Point Mortgage has recently expanded its digital footprint, providing 24/7 online access to loan alternatives and application tools, combining industry expertise with convenient, technology‑driven service.
Job Description
Review mortgage loan files to assess risk and compliance with agency and investor underwriting guidelines. Collect and analyze loan documentation to calculate risk and credit worthiness for residential mortgages.
Requirements
- At least 3+ years mortgage underwriting experience
- Knowledge of Fannie Mae, Freddie Mac, FHA/VA underwriting process and standard guidelines
- Proficient with mortgage operating systems, preferably Encompass
- Experience with Paperless and E-Documents
- Ability to multi task and shift priorities
- Excellent communication skills both verbal and written
- Strong analytical skills