Risk Reporting Specialist – VSC Programs

Protective seeks a Risk Reporting Specialist to support the Risk Management team by maintaining Vehicle Service Contract (VSC) rate cards and producing recurring risk and exposure reporting. The role involves hands-on reporting, data analysis, and insight generation, requiring attention to detail and strong analytical skills. The position is well-suited for upcoming or recent graduates with a strong interest in risk, pricing, or business intelligence.

Requirements

• Support the ongoing management and maintenance of Vehicle Service Contract (VSC) rate cards, including revisions and adjustments based on risk assessments.
• Partner with the Risk Management team to evaluate risk factors and incorporate them into rate card algorithms.
• Monitor and confirm that approved rate card changes are released according to agreed-upon effective dates.
• Respond to rate change requests by reviewing recommendations, assessing impact, and communicating approved revisions.
• Compile and analyze data to support recurring risk reviews, summarizing risk exposure by product, Affiliated Reinsurance Company (ARC), dealership, and other relevant segments.
• Prepare reserve and coverage comparisons between internal programs and competitor offerings, including independent research and analysis as needed.
• Produce clear, well-organized reports that communicate findings and insights to stakeholders.
• Perform additional duties and analytical support as assigned.

Benefits

• Comprehensive health, dental, and vision insurance
• Mental health benefits and employee assistance program
• Paid time off
• Paid parental leave
• Short-term disability
• Cultural observance day
• Contributions to healthcare accounts
• Pension plan
• 401(k) plan with Company matching