Business Banking Officer

This position is responsible for prospecting and developing new business relationships in a specific territory targeting businesses. The objective is to grow core deposits and loans, identify cross-sell opportunities, and achieve sales objectives through customer engagement, networking, and with the support of the Marketing Department, establish effective calling programs and acquire sales leads followed by in person appointments.

Requirements

• Develop and maintain relationships with business clients to understand their financial needs and goals.
• Act as a trusted advisor to clients, offering tailored financial solutions and recommendations.
• Evaluate and analyze financial statements, credit reports, and other relevant documents to assess creditworthiness and risk.
• Structure and negotiate loan terms, including interest rates, repayment schedules, and collateral requirements.
• Cross-sell banking products and services to meet the diverse needs of business clients.
• Collaborate with internal teams, including credit analysts and underwriters, to ensure timely and accurate processing of loan applications.
• Monitor and manage the performance of existing loan portfolios, identifying opportunities for upselling or restructuring as needed.
• Stay informed about industry trends, regulatory changes, and competitive offerings to effectively position our products and services in the market.
• Represent the bank at networking events, conferences, and industry seminars to build brand awareness and generate new business opportunities.

Benefits

• Competitive compensation with performance incentive awards
• Health Insurance
• Dental Insurance
• 401K and DC Plan for retirement
• LTD & Life Insurance
• Day Care Reimbursement
• Tuition Assistance for graduate and undergraduate programs
• Award winning Wellness program