Associate, Credit Risk
SantanderNew York, New York, United States
Posted March 31, 2026
78750 - 137500 USD
Full Time
About the Company
Banco Santander (SAN SM, STD US, BNC LN) is a leading commercial bank, founded in 1857 and headquartered in Spain and one of the largest banks in the world by market capitalization. The group’s activities are consolidated into five global businesses: Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking (CIB), Wealth Management & Insurance and Payments (PagoNxt and Cards). This operating model allows the bank to better leverage its unique combination of global scale and local leadership. Santander aims to be the best open financial services platform providing services to individuals, SMEs, corporates, financial institutions and governments. The bank’s purpose is to help people and businesses prosper in a simple, personal and fair way. Santander is building a more responsible bank and has made a number of commitments to support this objective, including raising €220 billion in green financing between 2019 and 2030. In the first quarter of 2024, Banco Santander had €1.3 trillion in total funds, 166 million customers, 8,400 branches and 211,000 employees.
Job Description
The Associate, Credit Risk is responsible for risk concentration monitoring, analysis, and reporting. The incumbent will analyze and summarize current and prospective trend financial characteristics, regulate risk exposure and controls by identifying areas of concern, opportunities, and reports on potential and/or known issues while recommending process improvements.
Requirements
- Bachelor's Degree or equivalent work experience: Accounting, Business, Statistics, Information Systems, Finance, Economics or equivalent field.
- 5+ Years Risk Management, Credit Risk, or Internal Audit - Required.
- 5+ Years Financial Services industry experience. - Required.
- SAS, SQL, Python/R
- Detailed knowledge of a commercial banks credit and counterparty customer populations, understanding their characteristics according to portfolio (aggregate) credit quality measures and individual customer financial characteristics.
- Demonstrated credit analysis skills for understanding/tracking and market risk & modeling skills for evaluating related risk exposures.
- Ability to work with large databases and datasets for extraction and conversion into useful final results with original numbers.
- Ability to maintain accuracy while handling sensitive data files, working with that data and reconciling final results with original numbers.
- Ability to adjust to new developments/changing circumstances.
- Ability to build and foster internal relationships.
- Ability to summarize, document, and communicate information in a clear and concise manner.
- Strong project management skills.
Benefits
- Health insurance
- Dental insurance
- Vision insurance
- Retirement plan
- Paid time off
- Life insurance